As someone with diabetes, getting life insurance can be difficult, but may not be impossible. Financial One is able to assist you with getting multiple company guaranteed quotes!
How do we do that? The process is different, in fact it's backwards, from how our normal online term life insurance quoting system works.
Instead, we will briefly review your medical history with you. We will then request a guaranteed quote from a life insurance company that specializes in these types of policies.
The insurer will also review your medical history. They may also schedule a medical visit for a more indepth review. This medical visit will be paid for by the insurance company regardless of whether you accept their offer.
After review, the insurer may present you with an offer. This offer will be guaranteed, you can accept it at the price offered by the insurer as they have already underwritten you. In consultation with Financial One, it may then be possible to provide your medical information (from the medical visit) to other insurers to allow them to provide you a guaranteed quote as well.
While this process can be a bit lengthy, the fact that the quotes are guaranteed and that you can shop around after your first quote means this is a great way for diabetics to get insurance.